Randall D. Guynn
Chair of Financial Institutions. Widely recognized as a leading bank regulatory and bank M&A lawyer, and as a thought leader on financial regulatory reform.
Randy, chair of our Financial Institutions practice, is one of the country’s top bank regulatory and bank M&A lawyers and a thought leader on financial regulatory reform. His rankings include Star Individual and Band 1 by Chambers and Hall of Fame by Legal 500 U.S.
He advises a wide range of financial services clients on their most critical transactions, business opportunities, corporate governance issues, and regulatory, supervisory and enforcement matters. His clients include all eight U.S. global systemically important banking groups, numerous regional banks and non-U.S. G-SIBs, fintechs and crypto-asset companies.
Randy’s practice includes strategic bank M&A and capital markets, legislative and regulatory reform, board and senior executive effectiveness, enforcement actions, congressional hearings, business transformations, bank chartering, resolution planning, payment systems, and stablecoins, cryptocurrency and other digital assets.
Experience highlights
Mergers & Acquisitions
- TIAA on its proposed sale of TIAA Bank ($39 billion in assets) to PE funds
- Financial advisers to MUFG on the $8 billion sale of MUFG Union Bank to U.S. Bancorp
- Charles Schwab on its:
- $26 billion acquisition of TD Ameritrade
- $1.8 billion acquisition of USAA’s Investment Management Company
- Investment in Eris Digital Holdings, a crypto-asset trading platform
- Figure Technologies on its proposal to establish an uninsured national bank
- Grasshopper Bancorp on its establishment of the digital Grasshopper Bank
- Banco Santander on its emergency acquisition of Banco Popular Español
Financial Regulation and Supervision
- U.S. G-SIBs, regional banks and their boards on remediating risk management and board oversight in enforcement actions by Fed or OCC
- Several crypto-asset platforms and stablecoin issuers on proposed legislation for a federal regulatory framework for stablecoins and related activities
- Several U.S. G-SIBs and other banks on proposed crypto activities
- CEOs and boards of G-SIBs and tech companies on congressional hearings, including by Senate Banking and House Financial Services
- All U.S. G-SIBs, a non-U.S. G-SIB and several regional banks on their resolution plans, including as the principal designer of the single-point-of-entry recapitalization within resolution strategy
- SIFMA comment letters on rules implementing the proprietary trading and covered funds portions of the Volcker Rule
- GE Capital on the FSOC’s rescission of its nonbank systemically important financial institution (SIFI) designation
Fintech & Cryptocurrency
- Meta Platforms and Diem (formerly Libra) Association on the Libra/Diem stablecoin project
- Fintechs on strategic options including insured or uninsured banks, industrial loan companies and trust companies
Government Response to COVID-19 Pandemic
- U.S. Treasury on its emergency loans to airlines, airline ticket agents and national security companies
- Numerous financial institutions on government financial assistance programs
2008 Financial Crisis
- Federal Reserve Bank of New York on $250 billion capital purchase program and rescue of AIG
- GSE on its conservatorship and $100 billion investment by the U.S.Treasury
- Citigroup on all of its major crisis-related matters
- Morgan Stanley on conversion into a bank holding company
Insights
News
Credentials
Recognition
Best Lawyers – “Lawyer of the Year,” Financial Services Regulation Law, New York City, 2023
Chambers Global – Banking & Finance: Mainly Regulatory, USA, Star Individual
Chambers USA – Financial Services Regulation: Banking (Compliance), Star Individual
Chambers USA – Financial Services Regulation: Financial Institutions M&A, Band 1
Legal 500 U.S. – Financial Services Regulation, Hall of Fame
IFLR1000 – Financial Services Regulatory, United States, Market Leader
Who’s Who Legal – Banking - Regulatory, Thought Leaders Global Elite
Who’s Who Legal – Banking - Finance, Global Leader
Who’s Who Legal – “Banking Lawyer of the Year,” 2014 and 2017
Law360 – “Banking MVP of the Year,” 2014
Education
- Order of the Coif
- Executive Editor, Virginia Law Review
- with highest honors
Clerkships
Professional history
- Chair, Financial Institutions Group, 2023
- Co-head, Financial Institutions Group, 1994
- Partner, 1993
- Davis Polk since 1986
Qualifications and admissions
- District of Columbia
- State of New York
- U.S. Supreme Court